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Contact Us

Phone

03 9727 1277 

 

Email

admin@dcataxandfinance.com.au

 

Address

Shop 4/91 Brice Avenue

Mooroolbark, Vic 3138 

Planning your Retirement

 

If you are wanting to enjoy the lifestyle you are enjoying at the moment and you are in your late 30's, you should start thinking and planning your retirement NOW.

 

However, if you are considering retiring in the next 5+ years, it is essential that you come and see us NOW.


A recent survey showed that over 57% of people who retired wished they had done more retirement planning before they retired.


At DCA Tax & Finance we are able to assist you in taking control of your finances and making a long term financial plan towards your easy retirement.

 

By putting your retirement plans into place now, you can enjoy today knowing that your financial future is secure. 

 

Before you Retire, what should you do?

  • If you are over 60 and still working, there are strategies to save you tax whilst growing your Super
  • Have you enough to last the distance?
  • When you know it’s time and are comfortable with your finances
  • Centrelink – what’s available to you once you retire?

We can also assist you with:

  • When & how to start planning
  • Understanding your Preservation age and when you can retire
  • Transition to Retirement – accessing your Super before you retire
  • Retirement income options
  • Setting up & operating your own Self Managed Super Fund
  • Salary Sacrificing
  • Contribution limits
  • What happens to your Super upon your death?
  • Centrelink - Aged Pension eligibility 

Whether you plan to retire in 20 years or 5 years,  please refer to our checklist to assist you.

 

Planning your Retirement Checklist

Now that you are NEARLY Retired

 

CONGRATULATIONS!  All that hard work is nearly behind you and you deserve all the benefits coming your way.

 

You may be:

  • a self funded retiree who is unsure what the next step is when your Super Fund is in Accumulation Phase and you need to organise a new Pension Phase;
  • a defined benefit retiree who suddenly is responsible for investing your newly acquired wealth into your future to last a very long time;
  • a Member of your own Self-Managed Super Fund who needs guidance into the next phase of legislation to allow you the tax benefits of being retired rather a contributing member;
  • in a situation where you are relying on Government Assistance leading into your Retirement and are not sure where to turn first

SO

  • How do you start? What do you have to do?
  • Where should you invest?
  • How much can you take from your Super Fund?
  • Will you qualify for a Health Care card?
  • What restrictions are in place for you to receive the Centrelink Aged pension?
  • What are the Centrelink Assets & Income Tests?
  • How do you understand the Centrelink – Obligations & Forms?
  • Do you still need to lodge a tax return each year?
  • Where do I go to get Aged Care Assistance?

DON'T PANIC!  Your DCA Team is here to assist and guide you through these unknown territories through this exciting phase in your life.